Wisdom. integrity. simplicity. empowerment

The People Behind WISE360

A small team with a big mission:

Empower you to master money and live purposefully, so money never masters you.

a profile picture of WISE360 co-founder Echo

Echo Krisko

Co-Founder & CEO

Echo has dedicated 18 years to her career as a professional Financial Advisor. She holds a Master’s degree in Personal Financial Planning and three highly respected industry designations: CERTIFIED FINANCIAL PLANNER™ (CFP®), Master Planner Advanced Studies (MPAS®), and Chartered Retirement Planning Counselor (CRPC®). Echo brings deep expertise in personal finance, retirement planning, and behavioral money coaching. She has guided hundreds of individuals and families toward financial clarity and is known for her holistic, purpose-driven approach to money.

Echo is also the author of The Slow Road to Siena: Walking the Via Francigena through the Heart of Tuscany, an Amazon #1 New Release in Tuscany Travel. The book chronicles an 85-mile pilgrimage through Italy and reflects her belief that true wealth is not defined solely by numbers, but by living with presence, purpose, and intention.

Outside of her professional work, Echo’s passions are as varied as they are fulfilling, with a love for gardening, DIY home improvement projects, traveling, and writing. She also adores penguins and has a bucket-list goal of seeing all 18 species in their natural habitats around the world. Above all, Echo strives to live the same well-balanced, purpose-driven life that she encourages others to pursue.

Cacey Garrigues

Co-Founder & Marketing Director

With a degree in Psychology, a Minor in Leadership Studies, and a sharp eye for design and storytelling, Cacey infuses the brand with a fresh, creative energy, bringing a strong background in social media, visual design, writing, and research. Her insight into the mindset and needs of young adults navigating today’s complex financial landscape is instrumental in creating content that is authentic, relatable, and impactful. 

Outside of her professional contributions, Cacey channels her creativity and drive into a wide range of interests. As a lifelong creative, she has a passion for motion graphics, video editing, and animation. She is an avid rock climber and weightlifter, and can often be found running or swimming at the beach. She is also a dedicated enthusiast of motorsports, animals (especially cats), and record collecting. Whether pursuing artistic, athletic, or adrenaline-filled activities, Cacey’s blend of passions fuels her ability to bring bold ideas, fresh energy, and a dynamic perspective to the brand. 

Annie

Paw-sitive Wealth Coach

At 13 years young, Annie has mastered the art of living well — and she’s here to help you do the same. Born with a golden heart (and golden fur to match), she’s spent a lifetime perfecting her skills in patience, loyalty, and steady progress.

Annie has been our family’s lifelong companion, cheerleader, and gentle reminder that the best goals are achieved one step, or one walk, at a time.

As the official Paw-sitive Wealth Coach, Annie’s advice is simple:

  1. Sit. Stay. Save.
  2. Celebrate the small wins.
  3. Always make time for what matters — like walks and good company.

Whether she’s lounging in her favorite sunny spot, offering a listening ear during tough decisions, or proudly carrying the “Goal Achieved” banner, Annie reminds us that building wealth isn’t a race — it’s a journey best traveled with trust, patience, and a wagging tail.

Enzo

Purr-sonal Money Guru

Born on April Fool’s Day 2024 in Kentucky, Enzo was destined to have both brains and a sense of humor. Adopted at four months old by Cacey, he quickly traded barn life for boardrooms (well… mostly the sunny spots in them).

Part sleek black panther, part mischievous kitten, Enzo is whip-smart, endlessly playful, and friendly to everyone — except maybe the vacuum. Cacey calls him her “first baby,” and he takes the role seriously… at least when he’s not chasing imaginary bugs or napping in the inbox tray.

As the official Purr-sonal Money Guru of WISE360 Financial $ense, Enzo has three golden rules for life and finance:

  1. Eat when you can.
  2. Play when you can.
  3. Save when you can.

Whether he’s lounging on a stack of financial planning books, batting at a piggy bank, or meditating on the true meaning of wealth, Enzo reminds us that money is a tool for living well — and that joy should always be part of the plan.