Master Your Money with Clarity and Confidence
The WISE360 Ultimate 5-Year Budget Planner (Excel Version) helps you take control of your money, align it with your values, and build lasting financial confidence with intention – all in one easy-to-use Excel template is now available
Does this sound familiar?
- Do you sit down to “do your budget,” only to fee overwhelmed before you even start?
- Have you tried using apps or random spreadsheets, but they never quite fit your real life?
- Do you find yourself focusing only on this month, while your long-term goals keep getting pushed aside?
- Do you feel like you’re working hard, but not actually moving forward financially?
- Have you ever wondered why, even with a budget, you still can’t tell what’s truly essential, what’s flexible, and what’s funding your future?
A secure system
No linking bank accounts, no third-party data storage. Your numbers stay where you control them.
A purposeful category structure
Gives you a big-picture view so you can align your daily spending with your long-term goals.
An easy-to-use design
Doesn’t require you to be a spreadsheet wizard.
Built-in financial wisdom
From a CERTIFIED FINANCIAL PLANNER™ with decades of experience helping people just like you.
With Wise360, you’re not just “tracking numbers.”
You’re building a roadmap that empowers you to manage today confidently, plan for tomorrow securely.
“I’ve tried so many budgeting apps and spreadsheets, but they always left me confused. The WISE360 Planner finally gave me clarity — I can see exactly what’s essential, what’s flexible, and how much I can put toward my goals. It feels like I’m in control of my money for the first time.”
Emily R.
Early User
Smarter Budget Categories – Put Your Money in Perspective
Most budgets just split things into “income, expenses, and savings.” That oversimplifies your financial reality and makes it hard to see where your money truly goes. The WISE360 Ultimate 5-Year Budget Planner takes a different approach. We structure your money into five purposeful customizable categories:
Income
Track what’s coming in, plain and simple. The subcategories are customizable to meet your individual needs.
Living Essentials
Track non-negotiables survival needs like housing and food. The foundation of your budget.
Variable Expenses
Flexible spending that may include some essentials, but varies based on your discretion.
Sinking Funds
Near-term savings. Smart set-asides for anticipated expenses such as holidays, insurance premiums, or emergency fund.
Financial Goals
Long-term priorities like debt payoff, building investments, or saving for retirement.
“must-have” vs. “nice-to-have”
WISE360 Ultimate 5-Year Budget Planner structures the categories in a way that helps you see exactly what’s “must-have” vs. “nice-to-have,” and what’s funding your needs, your lifestyle, and your future. You’ll finally have a clear picture of what you really have to work with – today and tomorrow.
MORE FEATURES & BENEFITS
WISE360 Ultimate 5-Year Budget Planner
$29 (one-time purchase, instantly download)
Why WISE360?
Most budget templates are thrown together by hobbyists or software companies who’ve never sat across the table from someone worried about their financial future.
WISE360 is different.
When you choose WISE360, you’re not just downloading a file — you’re investing in a system designed to help you master your money before it masters you.
Your Price: $29 (one-time)
(Less than the cost of one dinner out – but could change your financial future)